• Rates, Insurance & Fees


    • $175 per initial evaluation
    • $150 per 53 minute individual session
    • $175 per 50 minute couples/family session
    • Reduced Fee options available for those without insurance
    • Payment plan options available

    We Are in Network With Insurance

    • Aetna
    • Cigna
    • 1199 SEIU 
    • Empire Blue Cross Blue Shield
    • United Healthcare
    • Oxford Health Plans
    • Optum Network (UBH General, Oscar Circle Plus, Oscar Health, Oscar Small Group, UMR)
    • We accept Out of Network benefits

    Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your provider to verify how your plan compensates you for psychotherapy services.

    We recommend asking these questions to your insurance provider to help determine your benefits:

    • Does my health insurance plan include mental health benefits? Does it cover Telehealth appointments?
    • Do I have a deductible for Telehealth? If so, what is it and have I met it yet?
    • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
    • Do I need written approval from my primary care physician in order for services to be covered?

    We Accept Out-Of-Network Benefits

    Use the benefits checker below to see if you qualify for reimbursement for our services.

    Cancellation Policy

    If you are unable to attend an appointment, please ensure that you cancel at least 24 hours before your appointment time to avoid a late cancellation fee. If you no-show to an appointment (no call, text, or email notification), there is a no-show fee. If you reschedule your appointment at least 24 hours beforehand, the fee is waived.


    All cancellation fees are an out-of-pocket expense; they are not covered by insurance.

    Any Other Questions

    Please contact us for any additional questions you may have. We look forward to speaking with you!

    Out of Network Benefits Checker

    As an out-of-network provider, we have partnered with Mentaya to help you save money on therapy. Use the tool below to see if you qualify for reimbursement for our services.

    If you qualify, Mentaya will handle everything with insurance to make sure you get your money back. They charge a 5% fee per claim and have helped people get thousands of dollars back per year. You can sign up here:

    Love Light Mental Health Counseling Services, PLLC